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Features and Advantages
of the CareLock Debit Card Program
 
 
  • Additional Safeguards with Technology
  • Prevents non authorized use of your card, even if someone should have your pin number.
  • Accepted at millions of location worldwide, including internet/telephone-order merchants and millions of ATM’s.
  • Prestige product offering flexibility and independence, also a tool to develop or improve financial management skill.
  • Financial freedom by expanding purchasing power of those accustomed to cash-only lifestyle.
  • Cost effective - Avoid check cashing and Western Union fees.
  • Convenient fast and easy access to funds.
  • Relieves the need to carry large sums of money and protects cardholders from financial loss if their card is lost or stolen.
  • No credit check means anyone is eligible subject to USA Patriot Act Compliance and OFAC check and appropriate proof of identity.
  • Budgeting. Helps cardholders establish budgets and monitor spending.
  • Direct Deposit. Cardholders may have funds from sources such as employers, tax refunds, social security benefits,
  • workers compensation and other federal or state reimbursements
  • Provides a bank card that is FDIC insured thru a qualified bank.
  • Subordinate cards for easy transfer of money to family members outside the United States within 4 seconds.
  • Allows parents to set spending limits for children (13+).
  • Provides parents the peace of mind to know that their college age children are not carrying cash.
  • Allows parents of college age children to provide funds quickly and inexpensively.
  • Gives Travelers the knowledge that their funds are safe as they travel from city to city.